Elevator Pitch
I’ve tested a few of them for different clients, and the glossy feature lists really don’t reflect what you hit in production. For example, Tink is strong on data enrichment, but their support queues were pretty long when we worked on a PSD2 refresh cycle last year.
Description
TrueLayer impressed me with stability, but in several Eastern European markets the bank coverage still felt patchy, so we had to build ugly fallbacks. The biggest surprise for me was how differently banks implement “standardized” APIs—some endpoints behave unpredictably, especially around consent renewal. If you want a more structured comparison, the overview here helped me sort out what matters before choosing: payment solutions in Europe . From a practical standpoint, try to test the providers against the exact banks your users rely on. The sandbox environments often feel perfect, but the real accounts can reveal timing delays, inconsistent metadata, or occasional missing transaction lines. That’s usually what determines whether an integration becomes a one-week task or a month-long headache.